Acceptance and Commitment Therapy (ACT)
Attachment-based
Cognitive Behavioral (CBT)
Compassion Focused
Culturally Sensitive
Dialectical Behavior (DBT)
Eclectic
Humanistic
Interpersonal
Mindfulness-Based
Motivational Interviewing
Multicultural
Psychodynamic
Solution Focused Brief (SFBT)
Somatic
Strength-Based
Trauma Focused
Trauma Resilience Model
Aetna
Blue Cross Blue Shield Most Plans
Medicare
Insurance can be confusing and I am happy to explain how the process works.
If you plan to use insurance, this is called "in-network". This means that a healthcare provider has a contract with the insurance company and must provide services under the contracted rate. Your in network cost is determined by your insurance company for in-network services, not your provider. I will charge you for the portion that your insurance tells me you are responsible for (coinsurance, deductible, and/or copay). Any other insurance would be considered "out of network" (please see the section below).
For those not using Medicare, Aetna, or BCBS, (called "out of network"), the fees are:
$200 for initial 60 minute intake
$165 per 45 minute session
I can provide you with a receipt called a "superbill" to submit to your insurance for reimbursement if you have "out of network" benefits.
Script to Help Verify Your Insurance Benefits:
I ask that you call your insurance plan to verify if you have teletherapy mental health benefits and what your estimated cost is. I have provided a script below to help with this process.
"Hi I"m calling to ask about me mental health benefits. Do I have out of network/in network benefits for mental health outpatient therapy"? [If the answer is no then you will not get money back]. You may choose to end the call at the point - you can take down the name of the representative & reference number if you wish. If there are benefits, are there are diagnoses that are not covered? [Please let us know what these are.]
"Do I have a deductible/co-insurance? If not, what is my copay? How would I get reimbursed? When does my plan start over next"? Not all plans start over on January 1st.
"Do I need referral or pre-authorization for mental health services"?
"Are these CPT codes covered under my plan: 90791, 90832, 90834, 90837"?
"Is telehealth a standard benefit for this plan"? [I use a HIPAA complaint platform for telehealth if they ask]. If so, what is the telehealth modifier for billing?
"Are there limits as to many how mental health sessions I can have in a year"?
Take down and save the name of the representative, the reference number, and the date you called for your records.